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No One Should be ‘Scared to Live too Long’ – Innovating Insurance for the Elderly

In a world where almost everyone has a phone (mostly feature phones in the South African low-income market), and where digital technology continues to make advances alongside big data and AI-driven innovation, things can be done better. We have reached a crucial juncture where we are able to combine old capital-efficient product designs with the latest in technology, to bridge the gap between an appropriate, sophisticated pensions product and lower-income populations.

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Lack of Financial Access: The Plight of Our South African Elders

Imagine an elderly lady in her late seventies, who lives in a township in South Africa. Her income is very little, some US$120 a month in assistance from the government, and her body is old and sore – she is now too old to work.

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